MOODY'S ANALYTICS UK LIMITED

EDF-X

Moody’s EDF-X is an award-winning solution that covers over 600 million companies & financial institutions (Private & Public) globally and combines Moody’s time-tested credit risk models with the world’s largest company database to help you reliably assess the credit/default risk across portfolios/sectors/geographies with greater speed and accuracy.

Features

• Pre-calculated PDs, Implied Ratings, Early Warning Signals and more
• Download capabilities for various result outputs.
• Qualitative Overlay & Parental Support analysis.
• Portfolio or single entity view to assess credit/default risk
• Sensitivity Analysis driven through What-If functions
• Macro & Climate-adjusted PDs and implied ratings
• PD decomposition analysis to understand drivers behind results
• Credit Sentiment Score (News based)
• CDS Implied PD & IR
• Configurable Alerts

Benefits

• Actionable insights across Credit Lifecycle (Prospection, Origination, Analysis, Reporting)
• Based on extensive and largest company database (Orbis)
• Time-tested & market leading risk models (CreditEdge, Riskcalc)
• Peer-group analytics for relative risk assessment
• Early Warning Signal framework for early risk detection
• Optimized PD model selection
• Ability to add own financials in the analysis

• Education pricing available
• Free trial available

Service documents

• Pricing document

  PDF

• Service definition document

  PDF

• Terms and conditions

  PDF

Request an accessible format

If you use assistive technology (such as a screen reader) and need versions of these documents in a more accessible format, email the supplier at clientservices@moodys.com. Tell them what format you need. It will help if you say what assistive technology you use.

Framework

G-Cloud 15

Service ID

409679376985834

Contact

UK Marketing Team
02077725454
clientservices@moodys.com

About your service

• Service categories:

  Application Development and Deployment

  Analytics and business intelligence

  • Business Intelligence
• Multi cloud support: Yes

Service scope

• Software add-on or extension: No
• Cloud deployment model: Public cloud
• Service constraints: Maintenance windows from 8:00 PM EST Friday to 5:00 PM EST Sunday
• System requirements:
  • Internet connection
  • Browser (chrome, edge, safari)

User support

• Email or online ticketing support: Yes
• Support response times: Same day initial response
• User can manage status and priority of support tickets: No
• Phone support: Yes
• Phone support availability: 9 to 5 (UK time), Monday to Friday
• Web chat support: No
• Onsite support: No
• Support levels: 1st level support analyzes initial query and responds to client, coordinates internally ; 2nd level provides further technical analysis as necessary ; 3rd level (engineer) if necessary is made available to directly resolve issue ; These services come at no additional cost
• Support available to third parties: No

Onboarding and offboarding

• Getting started: The tool itself is intuitive and has documentation as well as "guided tours" for frequent activities, however training (via zoom) can be provided upon request
• Service documentation: Yes
• Documentation formats:
  • HTML
  • PDF
  • Other
• Other documentation formats:
  • Walk Me Guided tours of common functionality
  • "APIHub" provides an interactive way to view endpoints
• End-of-contract data extraction: Not applicable
• End-of-contract process: User's access to Moody's resources is terminated
• Documentation accessibility standard: None or don’t know
• How the documentation is accessible: The tool itself is intuitive and has documentation as well as "guided tours" for frequent activities, however training (via zoom) can be provided upon request

Using the service

• Web browser interface: Yes
• Supported browsers:
  • Microsoft Edge
  • Firefox
  • Chrome
  • Safari
  • Opera
  • Other
• Application to install: No
• Designed for use on mobile devices: Yes
• Differences between the mobile and desktop service: Downloading data (download reports, download portfolio data) wouldn't function on a mobile browser
• Service interface: No
• User support accessibility: None or don’t know
• API: Yes
• What users can and can't do using the API: Based on the input provided, the EDF-X API provides the access to following outputs: ; ; A PD for any company. This is our best-estimate of the one-year probability of default given the information available. ; A PD term structure providing annualized, cumulative, and forward PD values out to ten years ; An implied rating indicating the Moody’s Analytics rating with a consistent default profile. ; A confidence indicator explaining which methodology and data were used to derive the estimate. This helps the end user understand and assess their confidence in the estimate. ; Full details of the model calculation, including input variables and links to the relevant methodology document. ; Limits for trade credit corresponding to conservative, balanced, and aggressive assumptions. ; The peer groups a company belongs to as well as their main traits. ; The appropriate Early Warning category for the company, as well as PD thresholds that are considered as triggers in the calculation.
• API documentation: Yes
• API documentation formats:
  • HTML
  • PDF
  • Other
• API sandbox or test environment: No
• Customisation available: No

Scaling

• Independence of resources: Moody's uses standard DDOS monitoring on its network. However, within the EDF-X application resources are shared and leverage various AWS native components to Monitor the Availability of the Service including Auto-Scaling and Load Balancer. A dedicated team monitors the infrastructure and alerts to ensure the service is functioning appropriately.

Analytics

• Service usage metrics: Yes
• Metrics types: Upon request we can provide a usage report
• Reporting types: Reports on request
• Resource tagging: No
• FOCUS resource tagging: No

Resellers

• Supplier type: Not a reseller

Staff security

• Staff security clearance: Conforms to BS7858:2019
• Government security clearance: Developed Vetting (DV)

Asset protection

• Knowledge of data storage and processing locations: Yes
• Data storage and processing locations: Other locations
• User control over data storage and processing locations: No
• Datacentre security standards: Supplier-defined controls
• Penetration testing frequency: At least once a year
• Penetration testing approach: Another external penetration testing organisation
• Protecting data at rest:
  • Encryption of all physical media
  • Other
• Other data at rest protection approach: Other data at rest protection approach AWS Default Encryption AES-256
• Data sanitisation process: Yes
• Equipment disposal approach: A third-party destruction service
• Data sanitisation type: Explicit overwriting of storage before reallocation / Secure Erase

Data importing and exporting

• Data export approach: 1. via the API using specific endpoints for retrieving data ; ; 2. via the product website "download portfolio data" feature
• Data export formats: CSV
• Data import formats: CSV

Data-in-transit protection

• Data protection between buyer and supplier networks: TLS (version 1.2 or above)
• Data protection within supplier network: TLS (version 1.2 or above)

Availability and resilience

• Guaranteed availability: Moody's has an internal SLA for the EDF-X application and API of 8 hours (RTO) and 24 hours (RPO). As this is an internal SLA there are no refunds available if this is not mean.
• Approach to resilience: Available upon request
• Outage reporting: Email alerts

Identity and authentication

• User authentication needed: Yes
• User authentication:
  • Username or password
  • Other
• Other user authentication: We offer Single Sign On which can leverage a customer's Active Directory.
• Access restrictions in management interfaces and support channels: MA maintains policies and procedures that define the requirements for access to information, including approvals from the line manager and system owner, and access removal for terminated users or users who change job roles. ; »IDAM to track access requests and approvals ; » “least privilege” approach ; » only authorized personnel can grant, modify, or revoke access, and enforcing the segregation of duties ; » Reviewing and approving access rights ; » Removing system access for terminations within 24 hours ; » unique IDs ; » PAM tools to log and monitor use of privileged access ; » remote access to our network through VPN & MFA
• Access restriction testing frequency: At least once a year
• Management access authentication:
  • Multi-Factor Authentication (MFA)
  • Identity federation with existing provider (for example Google Apps)
  • Username or password

Audit information for users

• Access to user activity audit information: Users contact the support team to get audit information
• How long user audit data is stored for: At least 12 months
• Access to supplier activity audit information: No audit information available
• How long system logs are stored for: At least 12 months

Security governance

• Named board-level person responsible for service security: No
• Security governance certified: No
• Security governance approach: Moody's follow principles of various standards such as but not limited to, ISO 27001. Currently we are on track to obtain ISO 27001 by end of 2024. ; ; Furthermore, Moody's Corporation currently has a SOC 1 Type 2 Report and SOC 2 Type 2 Report (Security & Availability).
• Information security policies and processes: Moody's Analytics Policies are aligned with NIST Cybersecurity Frameworks
• Software Security Code of Practice: No

Operational security

• Configuration and change management standard: Complies with a recognised standard, for example CSA CCM v4.0 or SSAE-18 / ISAE 3402
• Configuration and change management approach: Software, system, and configuration changes, including major releases, minor releases, and hot fixes, are managed through a formal change and release management procedure, and tracked using Jira, a centralized ticketing system. The categorization of these changes is based on the priority and risk associated with the change. Changes are requested, approved, tracked, and implemented throughout the release life cycle, which includes the product and engineering planning, release management, deployment, and post-deployment support phases. Change requests are documented, assessed for their risk, and evaluated or approved for acceptance by the designated personnel.
• Vulnerability management type: Complies with a recognised standard, for example CSA CCM v4.0 or SSAE-18 / ISAE 3402
• Vulnerability management approach: Vulnerabilities and other application security assessment findings are remediated according to timelines set forth in the ; Vulnerability Patch Management Standard. ; The timelines for remediation for internet facing applications are as follows: ; Zero Day - 72 hours ; Critical- 14 days ; High - 45 days ; Medium - 90 days ; Low - Informational ; ; We are subscribed to various sources such as US-CERT ; CERT ; CVE Details ; Exploit DB ; Mitre ; NVD ; OSVDB ; SANS ; Secunia ; Vuldb ; BugTraq
• Protective monitoring type: Complies with a recognised standard, for example CSA CCM v4.0 or SSAE-18 / ISAE 3402
• Protective monitoring approach: Moody’s Analytics maintains an Incident Response Plan to ensure that potential incidents and breaches are monitored, logged, investigated, and remediated, and that roles and responsibilities throughout the incident management process are clearly defined. Our Incident Response Plan includes: ; » Definitions of information security event and incident ; » Incident response roles and responsibilities and delegation of authority ; » Incident scenarios ; » Security Incident Response lifecycle ; » Incident documentation ; » Forensics and evidence gathering ; » Internal and external communications ; » Post-incident review, reporting, and training ; ; Our contracts indicated our Incident Notification Timeline.
• Incident management type: Complies with a recognised standard, for example, CSA CCM v4.0 or ISO/IEC 27035:2011 or SSAE-18 / ISAE 3402
• Incident management approach: Customers have a Customer Support Email and Phone Number to log incidents. Incidents are logged in a Customer Portal where customers can track the progress of their incident resolution up to closure. Internally, cases are routed and escalated according to severity.
• Post-quantum cryptography secure: No

Secure development

• Approach to secure software development best practice: Independent review of processes (for example CESG CPA Build Standard, ISO/IEC 27034, ISO/IEC 27001 or CSA CCM v4.0)

Public sector networks

• Connection to public sector networks: No

Pricing

• Discount for educational organisations: Yes
• Free trial available: Yes
• Description of free trial: It includes access to the platform.

Discount percentage by annual call-off contract value (excluding VAT)

• Less than £250,000: 0%
• Between £250,000 and £500,000: 0%
• Between £500,001 and £1,000,000: 0%
• Between £1,000,001 and £2,500,000: 0%
• Between £2,500,001 and £5,000,000: 0%
• Over £5,000,001: 0%

Non-mandatory Standards and certifications

• ISO/IEC 27001 certification: Yes
• Who accredited the ISO/IEC 27001: Schellman
• ISO/IEC 27001 accreditation date: Thursday 12 December 2024
• What the ISO/IEC 27001 doesn’t cover: The scope of the ISO/IEC 27001:2022 certification is limited to the information security management system (ISMS) supporting; Moody’s Enterprise Services and below Moody’s Operating Units (OU) products and services, in accordance with the statement; of applicability, version 1.1, dated August 9, 2024. The data centers in the following locations house the infrastructure used to; deliver the in-scope products and services: London, Frankfurt (2), and Vienna. Additionally, Moody’s uses AWS and Microsoft; Azure to host certain customers adhering to nation-specific data protection and residency requirements globally. Excluded from; the scope are all operations of third-party data centers, AWS, and Azure.
• ISO 28000:2022 certification: No
• ISO 9001 certification: No
• Quality management systems (QMS): Yes
• CSA STAR certification: No
• PCI certification: No
• Cyber essentials: No
• Cyber Essentials Alternative: None of the criteria
• Cyber essentials plus: Yes
• Please provide your Cyber Essentials Plus Certificate Number: F1bb4c40-ea4b-4052-a806-c0ccb958f0cf
• Other security certifications: Yes
• Any other security certifications: SOC2 Type 2 report

Social value

• Section B - Commitment for Future: Delivery:

  • Mission: Kick start economic growth. To secure the highest sustained growth in the G7 - with good jobs and productivity growth in every part of the country making everyone, not just a few, better off.

    Policy Outcome 2: Skills for growth: Supporting growth sectors and addressing skills gaps.

    • Understanding of employment and relevant skills issues, and of the education and training issues relating to the contract. Illustrative examples: demographics, skills shortages, new opportunities in high growth sectors, geographic/local community and skills/employment challenges
    • Support for educational attainment relevant to the contract, including training schemes that address skills gaps and result in recognised qualifications
    • Activities to support relevant sector related skills growth and sustainability in the contract workforce. Illustrative examples: careers talks, curriculum support, literacy support, safety talks and volunteering

  • Mission: Kick start economic growth. To secure the highest sustained growth in the G7 - with good jobs and productivity growth in every part of the country making everyone, not just a few, better off.

    Policy Outcome 3: Resilient, innovative and flexible supply chains: Support economic growth through enabling resilient businesses, opportunities for small businesses and voluntary, community and social enterprises

    • Understanding of the types of businesses in the market and the level of participation by new businesses, entrepreneurs, start-ups, SMEs, VCSEs and mutuals
    • Plans for engaging a diverse range of businesses in engagement activities prior to appointing subcontractors (including activities prior to award of the main contract and during the contract term)
    • Activities that demonstrate a collaborative way to work with a diverse range of businesses as part of the supply chain
    • Ensuring accessibility to contracting and subcontracting opportunities for disabled business owners and employees
    • Structuring of the supply chain selection process to ensure fairness (e.g. anti-corruption) and encourages participation by a diverse range of businesses, including with regard to new businesses, entrepreneurs, start-ups, SMEs, VCSEs and mutual
    • Understanding of local demographics, needs and opportunities for the co-design of the goods, services and works to be delivered under the contract
    • Methods for engaging with different parts of the community (including the education system and charities representing the community) and how communities come together to inform decisions, strategy and projects to leave a positive legacy for future generations
    • Plans for positive actions with community groups.
    • Measures for making facilities used in the delivery of the contract available for community groups, education or training
    • Measures to engage users and communities and build relationships to increase community integration build trust and influence how the contract is delivered
    • Plans to respond flexibly and adapt approaches to community engagement and initiatives
    • Support for community-led initiatives relevant to the contract. Illustrative examples: improving transport links; reducing loneliness; helping with English language proficiency; and facilitating social mixing among people with different backgrounds
    • Collaborating with anchor institutions and community groups to make facilities available for education, training or community events

  • Mission: Break down barriers to opportunity: By reforming our childcare and education systems, to make sure there is no class ceiling on the ambitions of young people in Britain

    Policy Outcome 6: Employment and training: For those who face barriers to employment

    • Understanding of employment and skills issues, and of the skills and employment shortages of high growth sectors relating to the contract
    • Creation of employment opportunities particularly for those who face barriers to employment, such as prison leavers, care leavers and/or who are located in deprived areas, and for people in industries with known skills shortages or in high growth sectors
    • Delivery of training schemes and programmes to address any identified skills gaps and under-representation in the workforce for the contract (e.g. prison leavers, care leavers, kinship carers, disabled people)
    • Understanding of the issues affecting the representation of disabled people in the workforce in the market, industry or sector relevant to the contract, and in the supplier’s own organisation and those of its key sub-contractors
    • Collection of the views and expertise of disabled people and their representative organisations on successfully supporting disabled employees or applicants
    • Inclusive and accessible recruitment practices, and retention-focused activities, including those provided in the Guide for line managers on recruiting, managing and developing people with a disability or health condition
    • Introducing transparency to pay and reward processes
    • Offering a range of quality opportunities with routes of progression if appropriate, e.g. T Level industry placements, students supported into higher level apprenticeships.
    • Working conditions which promote an inclusive working environment and promote retention and progression
    • Other measures to provide equality of opportunity for disabled people and those with health conditions into employment, including becoming a Disability Confident employer and inclusion of supported businesses in the contract supply chain
    • Understanding of the issues affecting inequality in employment, skills and pay in the market, industry or sector relevant to the contract, and in the supplier’s own organisation and those of its key sub-contractors. Measures to tackle inequality in employment, skills and pay in the contract workforce
    • Inclusive and accessible development practices, including guidance for line managers on recruiting, managing and developing people with a disability or health condition

  • Mission: Break down barriers to opportunity: By reforming our childcare and education systems, to make sure there is no class ceiling on the ambitions of young people in Britain

    Policy Outcome 7: Creating a pipeline of opportunities: For the contract workforce, reducing barriers to entry for under-represented groups.

    • Understanding of the underlying factors affecting improvements to reduce barriers to entry and training schemes for the target cohort(s) related to the contract workforce
    • Other measures to offer development opportunities for the target cohort(s) in the contract workforce
    • Understanding of issues relating to entering the contract workforce
    • Creation of outreach activities to create a pipeline of employees for the future contract delivery
    • Content of the outreach activity is designed to suit the target cohort

  • Mission: Build an NHS fit for the future: That is there when people need it; with fewer lives lost to the biggest killers; in a fairer Britain, where everyone lives well for longer.

    Policy Outcome 8: Increasing productivity through physical and mental wellbeing: In the supply chain and communities in the relevant area.

    • Understanding of issues relating to health and wellbeing, including physical and mental health, in the contract workforce
    • Understanding barriers to access to health and social care services or employment opportunities e.g. digital inclusion
    • Inclusive and accessible recruitment practices, development practices and retention policies that support-focused activities including those provided in the Guide for line managers on recruiting, managing and developing which support people with a disability or health condition
    • Actions to invest in the physical and mental health and wellbeing of the contract workforce

Service documents

• Pricing document

  PDF

• Service definition document

  PDF

• Terms and conditions

  PDF

Request an accessible format

If you use assistive technology (such as a screen reader) and need versions of these documents in a more accessible format, email the supplier at clientservices@moodys.com. Tell them what format you need. It will help if you say what assistive technology you use.