MOODY'S ANALYTICS UK LIMITED

Moody's - Project Finance Scorecards

Project Finance Scorecards include models to assess the credit risk of project finance transactions. This includes a probability of default (PD), implied rating (IR), and loss given default (LGD). There are three distinct scorecards available: Generic Probability of Default; Renewable Probability of Default; Generic Loss Given Default.

Features

• 3 different Scorecards: Generic PD; Generic LGD; Renewable Energy PD
• Generic PD Scorecard covers major types of projects
• Generic LGD Scorecard estimates LGD for any project finance project
• Renewable PD Scorecard estimates power generating projects using renewable energies
• Data source uses Moody's Consortium (10000 PF transactions globally)
• Scorecards incorporate qualitative and quantitative sections
• User Interface enables exporting and printing of results
• Transparent white-box approach with explanatory analytics
• Scorecards calibrated against publicly available Moody's MIS ratings
• Scorecards output: Implied Rating; Probability of Default; Loss Given Default

Benefits

• Robust and reliable benchmark for credit risk assessment
• Comprehensive framework merging quantitative analysis and qualitative judgement
• Calibration ensures confidence in risk evaluations accuracy for project finance
• Reliability and accuracy assurance through rigorous validation processes
• Solution facilitates easy sharing and discussion of risk assessments

£25,000 a licence

Service documents

• Pricing document

  PDF

• Service definition document

  PDF

• Terms and conditions

  PDF

Request an accessible format

If you use assistive technology (such as a screen reader) and need versions of these documents in a more accessible format, email the supplier at clientservices@moodys.com. Tell them what format you need. It will help if you say what assistive technology you use.

Framework

G-Cloud 14

Service ID

270249527762903

Contact

UK Marketing Team
02077725454
clientservices@moodys.com

Service scope

• Software add-on or extension: No
• Cloud deployment model: Public cloud
• Service constraints: The maintenance window is scheduled from 8:00 pm EST Friday to 5:00 pm EST Sunday.
• System requirements:
  • Internet connection
  • Supported browser (Google Chrome, Microsoft Edge, Mozilla Firefox)

User support

• Email or online ticketing support: Email or online ticketing
• Support response times: Within 24 hours of receipt.
• User can manage status and priority of support tickets: No
• Phone support: Yes
• Phone support availability: 9 to 5 (UK time), Monday to Friday
• Web chat support: No
• Onsite support: No
• Support levels: First level support analyzes the initial query and responds to the client. Second level support escalates issue and provides additional technical analysis and assistance. Third level support, if needed, is direct contact with the client and Moody's applicable resources such as an engineer to resolve the issue. These services come at no additional cost.
• Support available to third parties: No

Onboarding and offboarding

• Getting started: The tool is intuitive and user guides provide instruction and additional information. Training can be provided with a solution specialist upon request.
• Service documentation: Yes
• Documentation formats: PDF
• End-of-contract data extraction: Data cannot be extracted but reports in PDF format can be downloaded and reflect all applicable data. Moody's only deletes data after it receives written confirmation from the client instructing it to do so.
• End-of-contract process: After the contract ends, Moody's only deletes data after it receives written confirmation from the client instructing it to do so.

Using the service

• Web browser interface: Yes
• Supported browsers:
  • Microsoft Edge
  • Firefox
  • Chrome
• Application to install: No
• Designed for use on mobile devices: No
• Service interface: Yes
• User support accessibility: None or don’t know
• Description of service interface: The website UI is supported by an Angular and HTML5 framework.
• Accessibility standards: None or don’t know
• Description of accessibility: Users that access the UI manually enter data where prompted or select predefined values from a dropdown menu.
• Accessibility testing: Not applicable.
• API: Yes
• What users can and can't do using the API: The application uses RESTful services based on JSON but the endpoint can be integrated with other languages such as Python. The API is designed to handle a request that provides designated and required inputs needed to assess the credit or default risk of a single project finance transaction. The API response returns credit risk metrics and analytics. The API processes only the inputs and outputs it was designed to use.
• API documentation: Yes
• API documentation formats: PDF
• API sandbox or test environment: No
• Customisation available: No

Scaling

• Independence of resources: Client services are logically separated. Pre-emptive monitoring of services ensure spikes in usage between clients do not impact the service as a whole. The application leverages AWS components to monitor the availability of the service that includes auto-scaling and load balancing. A dedicated team monitors the infrastructure and to ensure the service functions appropriately.

Analytics

• Service usage metrics: No

Resellers

• Supplier type: Not a reseller

Staff security

• Staff security clearance: Conforms to BS7858:2019
• Government security clearance: Up to Developed Vetting (DV)

Asset protection

• Knowledge of data storage and processing locations: Yes
• Data storage and processing locations: Other locations
• User control over data storage and processing locations: No
• Datacentre security standards: Supplier-defined controls
• Penetration testing frequency: At least once a year
• Penetration testing approach: Another external penetration testing organisation
• Protecting data at rest: Encryption of all physical media
• Data sanitisation process: Yes
• Data sanitisation type: Explicit overwriting of storage before reallocation
• Equipment disposal approach: A third-party destruction service

Data importing and exporting

• Data export approach: Data cannot be extracted but reports in PDF format can be downloaded and reflect all applicable data.
• Data export formats: Other
• Other data export formats: PDF
• Data import formats: Other
• Other data import formats: Not applicable. Data must manually entered or processed via API.

Data-in-transit protection

• Data protection between buyer and supplier networks: TLS (version 1.2 or above)
• Data protection within supplier network: TLS (version 1.2 or above)

Availability and resilience

• Guaranteed availability: Moody's maintains a 99% uptime for the application. Recovery time objective is 8 hours and recovery point objective is 24 hours. No refunds are provided if these objectives are not met.
• Approach to resilience: A business continuity plan (i.e. disaster recovery) is in place in cases of severe disruption and loss of data. Available on request.
• Outage reporting: Email alerts. Clients who encounter an outage can contact the Client Support and Services team to report the issue.

Identity and authentication

• User authentication needed: Yes
• User authentication:
  • Username or password
  • Other
• Other user authentication: We offer Single Sign On which can leverage a customer's Active Directory.
• Access restrictions in management interfaces and support channels: MA maintains policies and procedures that define the requirements for access to information, including approvals from the line manager and system owner, and access removal for terminated users or users who change job roles. »IDAM to track access requests and approvals » “least privilege” approach » only authorized personnel can grant, modify, or revoke access, and enforcing the segregation of duties » Reviewing and approving access rights » Removing system access for terminations within 24 hours » unique IDs » PAM tools to log and monitor use of privileged access » remote access to our network through VPN & MFA
• Access restriction testing frequency: At least once a year
• Management access authentication:
  • 2-factor authentication
  • Identity federation with existing provider (for example Google Apps)
  • Username or password

Audit information for users

• Access to user activity audit information: Users contact the support team to get audit information
• How long user audit data is stored for: At least 12 months
• Access to supplier activity audit information: No audit information available
• How long system logs are stored for: At least 12 months

Standards and certifications

• ISO/IEC 27001 certification: No
• ISO 28000:2007 certification: No
• CSA STAR certification: No
• PCI certification: No
• Cyber essentials: No
• Cyber essentials plus: No
• Other security certifications: Yes
• Any other security certifications:
  • SOC 1 Type 2
  • SOC 2 Type 2 (Security & Availability)

Security governance

• Named board-level person responsible for service security: No
• Security governance certified: No
• Security governance approach: Moody's follow principles of various standards such as but not limited to, ISO 27001. Currently we are on track to obtain ISO 27001 by end of 2024. Furthermore, Moody's Corporation currently has a SOC 1 Type 2 Report and SOC 2 Type 2 Report (Security & Availability).
• Information security policies and processes: Moody's Analytics Policies are aligned with NIST Cybersecurity Frameworks

Operational security

• Configuration and change management standard: Conforms to a recognised standard, for example CSA CCM v3.0 or SSAE-16 / ISAE 3402
• Configuration and change management approach: Software, system, and configuration changes, including major releases, minor releases, and hot fixes, are managed through a formal change and release management procedure, and tracked using Jira, a centralized ticketing system. The categorization of these changes is based on the priority and risk associated with the change. Changes are requested, approved, tracked, and implemented throughout the release life cycle, which includes the product and engineering planning, release management, deployment, and post-deployment support phases. Change requests are documented, assessed for their risk, and evaluated or approved for acceptance by the designated personnel.
• Vulnerability management type: Conforms to a recognised standard, for example CSA CCM v3.0 or SSAE-16 / ISAE 3402
• Vulnerability management approach: Vulnerabilities and other application security assessment findings are remediated according to timelines set forth in the Vulnerability Patch Management Standard. The timelines for remediation for internet facing applications are as follows: Zero Day - 72 hours Critical- 14 days High - 45 days Medium - 90 days Low - Informational We are subscribed to various sources such as US-CERT CERT CVE Details Exploit DB Mitre NVD OSVDB SANS Secunia Vuldb BugTraq
• Protective monitoring type: Conforms to a recognised standard, for example CSA CCM v3.0 or SSAE-16 / ISAE 3402
• Protective monitoring approach: Moody’s Analytics maintains an Incident Response Plan to ensure that potential incidents and breaches are monitored, logged, investigated, and remediated, and that roles and responsibilities throughout the incident management process are clearly defined. Our Incident Response Plan includes: » Definitions of information security event and incident » Incident response roles and responsibilities and delegation of authority » Incident scenarios » Security Incident Response lifecycle » Incident documentation » Forensics and evidence gathering » Internal and external communications » Post-incident review, reporting, and training Our contracts indicated our Incident Notification Timeline.
• Incident management type: Conforms to a recognised standard, for example, CSA CCM v3.0 or ISO/IEC 27035:2011 or SSAE-16 / ISAE 3402
• Incident management approach: Customers have a Customer Support Email and Phone Number to log incidents. Incidents are logged in a Customer Portal where customers can track the progress of their incident resolution up to closure. Internally, cases are routed and escalated according to severity.

Secure development

• Approach to secure software development best practice: Independent review of processes (for example CESG CPA Build Standard, ISO/IEC 27034, ISO/IEC 27001 or CSA CCM v3.0)

Public sector networks

• Connection to public sector networks: No

Social Value

• Social Value:

  Social Value

  • Fighting climate change
  • Covid-19 recovery
  • Tackling economic inequality
  • Equal opportunity
  • Wellbeing

  Fighting climate change

  Fighting climate change; ; Fighting climate change Moody's is committed to effective stewardship of the environment and has taken significant steps towards reducing its environmental impact. The company has set a goal to achieve net-zero emissions across its operations and value chain by 2040. This commitment is demonstrated through its decarbonization plan, which outlines tangible strategies for realizing its climate ambitions, including the procurement of 100% renewable electricity in the Company's office spaces and optimizing efficiencies in its operations through its hybrid work program. In addition, Moody's offers products and services that help other organizations and the investor community better understand the links between sustainability considerations and the global markets. For instance, the ESG Score Predictor provides estimates of environmental, social, governance, carbon emissions footprint, transition and physical risk management scores for any company. This helps organizations to achieve full portfolio risk assessment and supports them in their journey towards environmental sustainability. Furthermore, Moody's influences its staff, suppliers, customers, and communities to support environmental protection and improvement. The company advances its commitment to sustainability by considering ESG factors in its operations, value chain, products, and services. Moody's efforts to promote sustainability-related thought leadership, assessments, and data to market participants involve adhering to globally recognized standards including the GRI, SASB, and TCFD recommendations. Through these efforts, Moody's is not only working towards its own environmental goals but also helping other organizations to understand and manage their environmental impact, thereby contributing to the broader fight against climate change.

  Covid-19 recovery

  Covid-19 recovery; ; Covid-19 recovery Moody's has been proactive in supporting communities, businesses, and individuals in managing and recovering from the impacts of COVID-19. We have adapted our lending solutions to help lenders make sense of government assistance programs such as the Main Street Lending Program, the Paycheck Protection Program, and Loan Forgiveness so they can effectively provide capital to small businesses while mitigating risk. This has helped create employment and return-to-work opportunities, particularly in high-growth sectors. We have also provided banks with a secure way to invite and receive digital documents for loan forgiveness, for small business owners who have been hard hit by the pandemic. This supports people and communities, especially those worst affected or shielding, to manage and recover from the impacts of COVID-19. In terms of supporting organizations and businesses, Moody's Analytics RiskCalc Small Business score helps lenders and credit analysts improve the credit risk assessment of their small business portfolio 1. This supports businesses in managing and recovering from the impacts of COVID-19, including where new ways of working are needed to deliver services. Regarding the support of physical and mental health of people affected by COVID-19, while the research does not provide specific initiatives, Moody's commitment to employee well-being and its robust talent management framework suggests a supportive environment for its employees. Finally, in improving workplace conditions that support the COVID-19 recovery effort, Moody's has approved the 2022 - 2023 Geolocation Restructuring Program, which includes the rationalization and exit of certain leased office spaces and a reduction in staff, including the relocation of certain job functions. This supports effective social distancing, remote working, and sustainable travel solutions.

  Tackling economic inequality

  Tackling economic inequality; ; Tackling economic inequality Moody's is committed to addressing economic inequality and fostering growth. The company provides tools that help customers manage risk and comply with global laws, supporting entrepreneurship and business growth. Moody's robust talent management framework creates employment opportunities and provides training, particularly in high-growth sectors and industries with skills shortages. The company supports educational attainment relevant to its contracts, viewing learning and development as an investment in its people. Moody's strives to foster an inclusive culture across its people and communities, embedding responsible, sustainable decision-making into its operations. The company believes diversity and equity are essential to building a workplace where inclusion thrives. Moody's is committed to increasing supply chain resilience and capacity, striving to create a diverse supply chain that includes new businesses, entrepreneurs, start-ups, SMEs, VCSEs, and mutuals. The company supports innovation and disruptive technologies throughout its supply chain to deliver lower cost and/or higher quality goods and services. Moody's supports the development of scalable, future-proofed methods to modernize delivery and increase productivity. The company demonstrates collaboration throughout its supply chain and takes a fair and responsible approach to working with its supply chain partners. Moody's also takes action to identify and manage cybersecurity risks in the delivery of the contract, including in the supply chain. The company contracts with third parties to conduct annual external assessments of its cybersecurity program and has an Information Security Policy and Information Security Standards. Finally, Moody's aims to influence its staff, suppliers, customers, and communities through the delivery of the contract to support resilience and capacity in the supply chain.

  Equal opportunity

  Equal opportunity; ; Equal opportunity Moody's is dedicated to fostering an inclusive and diverse workforce, including disabled individuals. We believe that diversity strengthens our opinions, innovates our products, and creates a welcoming workplace. Our strategy to increase disabled representation includes a broader perspective on diversity and the significant contributions of our Business Resource Groups (BRGs). These BRGs foster unity and community, encouraging employees to be their authentic selves at work. We support disabled people in developing new skills through our robust talent management framework, which includes learning and development, talent acquisition, performance management, total rewards, succession planning, and leadership development. We offer various training programs, viewing learning as an investment in our people that aligns their professional goals with the company's success. We aim to influence our staff, suppliers, customers, and communities to support disabled people. We strive to embed responsible, sustainable decision-making into our operations and value chain, fostering a nurturing and inclusive culture. We believe diversity and equity are essential to build a workplace where inclusion thrives. Moody's is committed to addressing inequality in employment, skills, and pay. We champion inclusion, provide market-competitive compensation, benefits, and wellness programs, and advance employee engagement. We are committed to paying all employees equitably and fairly and providing extensive and inclusive benefits programs. We emphasize attracting and developing women in our workforce globally and invest in initiatives to understand what attracts, engages, and retains employees from diverse backgrounds. Regarding modern slavery, Moody's has a Modern Slavery Act Transparency Statement, demonstrating our commitment to identifying and managing the risks of modern slavery in our contracts, including in our supply chain.

  Wellbeing

  Wellbeing; ; Wellbeing Moody's is dedicated to the health and wellbeing of its workforce, including mental health. The company's compensation programs are designed to maintain a strong, capable, and motivated global workforce. Moody's aligns compensation to local market standards to attract and retain highly-skilled talent. The company views benefits as an investment in its people and provides competitive benefits programs for all employees and their families. These programs offer resources for physical and mental health, promoting preventive care, awareness, and a healthy lifestyle. Beyond health, welfare, retirement benefits, and paid leave, Moody's offers additional benefits like parental leave and educational support. The company promotes flexible work arrangements to create a work atmosphere where people feel valued and inspired. Moody's is committed to fostering a nurturing and inclusive culture across its people and communities. The company believes diversity and equity are essential to build a workplace where inclusion thrives. This strategy guides Moody's in ensuring equal opportunities in all aspects of employment. Moody's is also committed to improving community integration through collaboration with users and communities in the co-design and delivery of contracts. The company has Business Resource Groups (BRGs) that foster a sense of unity and community, contributing to the co-design and delivery of services. Through these efforts, Moody's aims to support strong, integrated communities, demonstrating its commitment to improving community integration.

Pricing

• Price: £25,000 a licence
• Discount for educational organisations: No
• Free trial available: No

Service documents

• Pricing document

  PDF

• Service definition document

  PDF

• Terms and conditions

  PDF

Request an accessible format

If you use assistive technology (such as a screen reader) and need versions of these documents in a more accessible format, email the supplier at clientservices@moodys.com. Tell them what format you need. It will help if you say what assistive technology you use.